“Hello, I’m Gregory, your dedicated mortgage specialist. @ 3rd Street Financial, we are both a direct lender and a network of 20+ wholesale lenders—which means you get access to more options, better rates and the flexibility to chose the loan that best fits you and your families needs”
Homeowners Stories
"Greg made a traditionally stressful process easy to execute and understand. We appreciated his willingness to talk through different considerations and scenarios to choose the option that was best for our family. From initiation to close, we had a thorough yet efficient experience with Greg and his team! "
Chelsea S, Centerville, OH
“Greg helped me buy my very first home using their Ohio Heroes Grant Program. With the down payment assistance and sellers’ concessions I even received a check back at closing! I highly recommend Greg and the 3rd Street Financial team!”
Katie F, Centerville, OH
“I really appreciated how responsive and organized Greg, and the 3rd Street Financial Team were. They were always keeping me updated and making sure everything stayed on track. I felt confident and well taken care of every step of the way. I’m so happy with the service I received and would highly recommend Greg to anyone looking for a reliable, trustworthy mortgage broker!”
Jenny F,
Liberty Township, OH
"Greg & Casey took amazing care of us on our refinance! We locked in a great rate, closed quickly, and we were even able to skip two mortgage payments in the process. Their professionalism and efficiency made everything stress-free. I would highly recommend Greg and his team to anyone looking to buy or refinance!"
Eric W,
West Chester, OH
Plan Your Home Purchase with Confidence:
Use our free online mortgage calculator to estimate monthly payments, compare loan options, and plan for your new home today.
WHAT TO EXPECT
We understand that purchasing a home is one of the biggest purchases in a lifetime. We've streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Typically, once the loan documents are signed and delivered back to us, you will be able to close in 21 days!
Our Process
Pre-approval
Applying for a mortgage is the crucial first step towards turning your dream of homeownership into a reality. Our streamlined application process begins with a simple yet comprehensive form designed to capture all the necessary information about your financial situation, including income, assets, and liabilities. We've made our application accessible online, allowing you to complete it at your convenience from the comfort of your home or office, and best of all absolutely no effect on your credit.
Verify
Verification is a critical aspect of the mortgage process, ensuring accuracy, authenticity, and compliance every step of the way. Verification begins with the thorough examination of the information provided during the application process. Our team meticulously reviews each document and piece of data to confirm its validity and accuracy. This includes verifying your income, employment history, assets, liabilities, and any other relevant financial information.
Home searcH and
Full Loan Approval
Home search and Full Loan Approval" signifies the exciting transition from exploring properties to securing financing for your dream home. This involves completing the mortgage application and providing any additional documentation required by the lender. Our team of mortgage experts will guide you through this process, ensuring that you understand each step and have all the information you need to proceed confidently.
Loan Process
The loan process is a crucial series of steps that borrowers must undergo to secure financing for their home purchase. The loan process often begins with pre-qualification or pre-approval. During this stage, you'll provide basic information about your financial situation to the lender, who will then assess your eligibility for a loan and provide you with an estimate of the amount you may be able to borrow.
Close
Closing" marks the culmination of the home buying process, where all parties involved finalize the transaction and officially transfer ownership of the property. Prior to the closing date, our team will work diligently to prepare all the necessary paperwork and coordinate with relevant parties, including the buyer, seller, real estate agents, and title company. We'll ensure that all documents are in order and that any outstanding issues are addressed promptly.
Proud sponsor of Lakota East & West Athletics
Licensed in Ohio
Mortgage Lending Since 2004
Whether you’re buying your first home or your fifth, we’ll guide you every step of the way, with confidence, clarity, and speed!
Gregory Skelton
NMLS#2587945
(513) 317-0092
gskelton@3rdstreetfinancial.com
6964 Tylersville Rd. Suite B
West Chester, OH 45069
©2025 3rd Street Financial Corporation. NMLS ID # 304138 (www.nmlsconsumeraccess.org). All rights reserved. Equal Housing Opportunity. Rates, fees and program guidelines are subject to change without notice. Not all applicants will qualify. Subject to underwriting approval, including income verification, credit verification and satisfactory appraisal. 3rd Street Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the Federal government.